One of the most important issues facing the baby boomer generation of today is how to protect their retirement assets against the high cost of long-term care. With average costs of nursing homes exceeding $60,000 per year, it wouldn’t take long to deplete your retirement savings.

Today, people are living longer in nursing homes, assisted living facilities, and receiving at-home nursing care. This is the primary reason people look to Long and Short term care insurance. There are 3 main reasons people purchase Long or Short term care insurance:

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1. They want to remain independent and be able to choose the quality of care that may be required in their futures.

2. To maintain their dignity.

3. Protect their assets for their spouse and family.

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Long or Short term care insurance provides for a daily or monthly benefit amount which is used to offset the costs of medical care in your home, assisted living centers, or nursing home facility.

Let us assist you in planning to avoid this risk against your retirement and savings assets. We are appointed with many of the Long and Short term care companies. We can design a program for you that will meet your needs and financial budget.