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Fixed Annuities

Fixed Annuity products provide peace of mind in that your principal investment and any interest earnings, can never decrease in value. In addition, there is no out of pocket cost for these products.*

At Creative Fincancial Partners, we know you have worked a lifetime to put assets aside for retirement. Why expose 100% of those assets to the risks of the stock market? 

 

In most every financial plan, there is some conservative investments, but you still have risk in the market, and you're paying advisor fees and possibly mutual fund expenses.

 

If you want to avoid expenses and risk, we can present you with 2 products to protect these assets:

 

1) Fixed interest rate annuity: promises a stated interest rate for a given period (years). Each year you can pull out the interest or let it compound. There are no advisor fees or any expenses to the client. 100% of your deposit goes into this annuity contract at issue.

 

2) Fixed INDEX annuities: these annuities provide 100% protection of your original deposit AND any interest earnings. Your value can never decrease from year to year. They provide the ability to earn a market type return without your money being in the stock market. This type of fixed annuity is the most common in today's market place. There are no advisor fees or expenses to the client. 100% of your deposit goes into this annuity contract at issue.

 

Call our office today, to discuss how we might position some of your savings, into a risk free financial product.

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